Terms & Conditions
Effective Date: September 01, 2025
Welcome to The Referable Business Advisor (the “Program”). These Terms & Conditions (“Terms”) govern your access to and use of our website, program, and related services. By enrolling or using this site, you agree to comply with these Terms.

Program Access
- Enrollment provides you with access to the course materials, resources, and community areas hosted on Kajabi.
- Access is intended for your personal or business use only. You may not share login details with others.
- Some content is downloadable for personal use, but redistribution or resale is prohibited.

Payment & Refunds
- Payment must be made in full (or by installment plan, if offered) before access is granted.
- We offer a 30-day money-back guarantee. If you are not satisfied, contact us within 30 days of purchase for a refund.
- After 30 days, all fees are non-refundable.

Intellectual Property
- All program content — including videos, workbooks, templates, and resources — is the property of The Referable Business Advisor and its creator, Apoorv Dwivedi.
- You may use materials for your own practice or firm but may not copy, modify, distribute, or resell them without written consent.

User Responsibilities
- You are responsible for completing the modules, applying the strategies, and ensuring your own business results.
- You agree to use the community and forums respectfully and professionally. Any misuse (spam, harassment, unauthorized promotion) may result in removal from the program.

Results Disclaimer
While the program provides tested frameworks and strategies, your results depend on your own effort, implementation, and circumstances. We do not guarantee specific outcomes such as number of referrals, revenue growth, or client acquisition.

Third-Party Services
The program may include links or integrations with third-party platforms (such as Kajabi, Zoom, or payment processors). We are not responsible for the content, functionality, or policies of those third parties.

Privacy
Our use of your personal information is governed by our Privacy Policy.

Termination of Access
We reserve the right to suspend or terminate access if you violate these Terms or misuse the program.

Governing Law
These Terms are governed by the laws of the Province of British Columbia, Canada.

Contact Us
For questions about these Terms, please contact:
The Referable Business Advisor

Email: [email protected]

Website: https://thereferablebusinessadvisor.com

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